Areas Of Advice
At Avenue & Co Private Finance, we offer mortgage advice in the following areas. Just complete the online enquiry form for any questions and we will get back to you within 24 hours.
| Any First Time Buyers |
Foreign Currency / Managed Currency Mortgages |
| Agricultural Ties |
Guarantor Mortgages |
| Bankrupt Clients |
Holiday Homes |
| Lending in Blocks of Flats |
Premier / Large Loans above £500,000 |
| Bridging Finance |
Let to Buy |
| Buy to Let - Lending based on Rental and Earned Income |
Multiple applicants / Buying with Friends - up to 4 people max |
| Builder and Vendor Gifted Deposits |
Negative Equity |
| Capital Raising (Home Improvement, Debt Consolidation, Other Purposes) |
New Build / Offplan Purchases |
| Commercial Loans and Remortgages |
Non UK and Overseas Taxpayers / Expatriates |
| Concrete and Airy Properties |
Parental Assisted mortgages |
| Dividend Income Mortgages |
Pre Fabrication Property |
| DSS & State Benefit Mortgages |
Republic of Ireland Homes |
| Enhnaced Income Multiples (over 5 x single and Joint) |
Right to Buy |
| Expatriates |
Self Build Property / Finance |
| Flats Above Commercial and Business Premises |
Self Certification (Employed and Self Employed) |
| Flying Freehold Flats |
Shared Ownership |
| Flats above 4 Storeys including Ex Local Authority |
Steel / Timber Frames |
| Graduate Mortgages |
Student Lets |
| Green Mortgages |
Transfers of Equity |
| Listed Property / Buildings |
Live / Work Property |
| Short Leases |
Mixed used Residential and Commercial |
| Property requiring Lease extensions |
Long Term Fixed rates - over 5 years |
| HMO - Houses in Multiple Occupation |
Professional Landlord - Portfolio refinancing |
COST OF ADVICE
As independent advisers, you can choose how we are paid. We usually charge an administration fee of £250 when a full mortgage application is submitted to the lender. We may on completion receive a commission from the lender. Alternatively, you can pay us a a fee of 0.5% of the loan and we will refund any commision back to you that we receive.
We adhere to the principles of treating customers failry and if we do charge you a fee, we will put in writing to you details of any fees before commencing any work.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Changes in the exchange rate may increase the sterling equivalent of your debt.
For Self Certification/Right to Buy loans the overall cost of comparison is 10.6% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. This APR is based on those with a clean credit history.
Commercial mortgages are not regulated or arranged by Sesame or regulated by the Financial Services Authority.